Clark Smart Real Estate The Ultimate Guide to Buying and Selling Real Estate

If you?fre looking for a book that will tell you how to get rich quick in real estate, how to make money by buying houses with no money down, watching their value soar and then selling them without ever living in them, you have the wrong book. If you?fve listened to Clark Howard?fs nationally syndicated radio show, read his previous books, or followed his consumer advice, it should come as no surprise to you that his philosophy is 180 degrees different from the real estate fever that has swept over the country in the last decade. Clark Howard believes that real estate is a way to get rich, but not to get rich quick. It?fs a way to build wealth slowly over time, through good decisions. In this book, he will tackle topics including: BUYING: Your first house ? Buying a new house versus Buying a used house ? Should you buy a condo in the suburbs? ? Dealing with a fixer-upper: what to do if you want to make major renovations within a year of buying. ? The hidden costs of closing ? More ways to save (energy) ? Owning a vacation or second home SELLING: Should you sell it yourself?& Hiring a broker. ? Getting your house ready to sell ? Slow sellers ? Should you sign over your house to your child? FINANCING: The down payment: How to save for it and how long the money needs to be in the bank. ? Shopping for a mortgage--good faith estimate, mortgage broker vs. bank. ? Types of mortgages: interest-only loans, 80-10-10s, 80-15-5s, ARMs, no down payment loans- first-time homebuyers, jumbo loans. ? Refinancing ? Mortgage insurance ? Title insurance ? Homeowners insuranceHoward, Clark is the author of 'Clark Smart Real Estate The Ultimate Guide to Buying and Selling Real Estate', published 2007 under ISBN 9781401307851 and ISBN 140130785X.